Graham M Charles

Max 401k 2025 Contribution Limit Irs. The 401 (k) contribution boost for 2025 is lower. If you participate in a 401 (k) retirement savings plan at work, your personal contribution limit in 2025 is $23,000.

This limit includes all elective employee salary deferrals and any contributions made to a designated roth. For individual retirement accounts, or iras—both roth and traditional types—2025 contributions will max out at $7,000, up.